Let me show you why it is important to have an emergency fund is crucial and how you can build your own! Generally, people set up an emergency fund to cover any financial emergency they may encounter. It’s basically your safety net to avoid financial strain. The purpose is to not create more debt for yourself in these cases. People […]
Maximize Savings
Saving for the Holidays
Most of the world celebrates the holidays and purchase gifts for children, friends, and family. The worst part is knowing someone has been wanting a specific gift and you can’t afford to buy it. Wouldn’t it be nice to know you have the money to get the exact gift your child wants? Or maybe your significant other has been eyeing […]
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Home Refinancing
A good friend of mine asked me about refinancing her home, so I thought why not share what I know with everyone 😊 If you’re thinking about refinancing your home, there are several factors to consider when determining if refinancing aligns with your financial goals. Consider the current interest rates. Determine your financial goals. For example, are you trying to […]
Managing Credit
Credit Score
I’ll be sharing my personal tips to help anyone understand Credit Score and how it is used! Your credit score is something extremely important to at least understand for your financial future. So, what is a credit score? A credit score is simply a representation of how well or badly you handle your money. The higher your score is, the […]
Investing
Investing – Side Businesses and Entrepreneurial Ventures
I’ll be sharing my personal tips to help anyone looking to start their budgeting and investing journey! Investing is a big decision to make. In my blog post, Saving and Investing, I talk about different investments you can make; but right now, I want to specifically cover investing in a side business or entrepreneurial venture. Things to Consider Having a […]
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Saving and Investing
According to the University of Minnesota Extension, “4 in 10 adults, faced with an unexpected expense of $400 would either not be able to handle it or would need to borrow the money or sell something to cover the expense.” That is why saving and investing into your financial future is so important. Think about including savings into your monthly […]
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Managing Debt
Managing debt is extremely important for your financial health and is actively common in most peoples lives. Unfortunately, many people don’t understand debt or are unsure of how to get out of it. I attest, it is not an easy task, but is rewarding once you find a path to meet your goals. There are many different types of debt […]
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Budgeting Techniques
I’ll be sharing my personal budgeting tips and other tips that are useful to help anyone start their budgeting journey! Budgeting is a great way to help you reach financial freedom. There are many different techniques anyone can use to create a budget without having to invest in a Financial Advisor. It is important to assess your financial obligations before […]
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Financial Advising
I’ll be sharing my personal budgeting tips and other tips that are useful to help anyone start their budgeting journey! A Financial Advisor is there to help you succeed financially. Generally, someone looking for financial advice or budgeting assistance, would invest in one. They can help individuals or families make informed decisions about their finances. Personally, I believe it is […]
Effictive Budgeting Tools
How to Budget Your Money
Today, I’ll be sharing my personal budgeting tips and other tips that are useful to help anyone start their budgeting journey! I’m so excited for you to check out my page! I love sharing my knowledge with others. Especially now, while times are harder for those just entering the workforce or who have been in it for a few years […]